SAB Ventures

In a constantly evolving world, where buzzwords like “embedded finance”, “lifestyle banking”, “banking as a service”, become more common yet the use cases more complex, banks will have to evolve their mindsets to match the markets requirements.

Banking and Finance is the backbone of our society, and while our business teams are working constantly on ensuring that the key projects and companies receive their support, they might not have enough capacity or knowledge to divert to the digital realm of new business models.

SAB Ventures has been created to rise to the challenge and to place SAB as a backbone of the digital economy and to explore new business models. We aim to bring a layer of new products and services in collaboration with the market pioneers to expand the reach and uncover new revenue potentials.
SAB Ventures has also been given the custody of the SAB Digital Ventures Fund, which we utilize to expand our presence in the startup and VC environment.

Our focus areas

SAB Ventures is constantly scanning the market for new concepts and ideas for collaboration.
Currently we are focused on 8 key areas, where we see a strong potential for new ventures to be created, while strengthening the overall strategic direction.

Retail/E-Commerce

FinTech

Enterprise Software

Transport

Food & Beverages

Logistics

Gaming Studios

Prop Tech

Submit your Idea!

Do you know an entrepreneur that provides white-label solutions in any of those spaces and have an amasing idea for a collaboration with a bank? Do not wait any longer, tell them to send us their company brief and a short intro to the idea, so that we can get in touch with them!

IdeaHub

Our main pillars of collaboration

In our search for the new opportunities, we want to ensure that our efforts are in line with overall company strategy, objectives and key themes.

Customer Experience

Because in the digitalised world, building new and convenient experiences around core capabilities is the key to customer hearts.

Organisational Efficiency

Because legacy free world unlocks the hidden creativity and enables new big ideas.

Employee Experience

Because our people deserve the best that market has to offer.

The Venture Journey – From an idea to an MVP

Ideas Gathering

We believe that ideas can come from many sources and we want to tap into all of them!

Prioritization

We want to ensure alignment with the Bank’s vision, hence we rank ideas based on the strategic fit.

Validation

Each preselected idea needs to prove its DESIRABILITY in the eyes of the end users and its viability for the business.

Prototyping

Each idea gets a convenient and user friendly journey and experience, while maintaining its feasibility.

Piloting

A small scale launch can quickly validate our assumptions and to correct the direction if needed.

MVP

A light commercial launch, in collaboration with the end users to ensure market fit with the audience!

Venture types

API Integrators

Applying BaaS Marketplace and front-end management models to facilitate Fintech needs (i.e. Solaris Bank, Plaid).

Lending as a Service

Creation of alternative data driven creditworthiness engines to be applied on various platforms (i.e. FinLeap Connect, Wiserfunding).

Liabilities Generators

Application of new business models for liabilities (i.e. SNBL for mortgage down payments).

Marketplaces

A startup factory approach towards marketplace generation to facilitate various use cases (i.e. rocket internet).

Tourism and Events

Lite account models to facilitate short term account creation (i.e. Ant).

Aggregators

Aggregation driven models for products and service management (i.e. subscribed.FYI, Check24).

ESG

Green Paybacks approach to building community-relevant use cases (i.e Spiral).

Specialized Digital wallets

Application of BaaS and WaaS models to enable facilitation of niche use cases (i.e. Agri-Wallet).

Data Providers

Data driven models focusing on either monetization of data or access to users (i.e. Finanzguru).